The Borrowing Club
Because The Borrowing Club IS NOT A LENDER, we cannot ultimately decide whether or not you are approved for a loan. We also cannot determine or influence the amount of money you may receive from using our referral services. The operator of this web site will share the information you provide with participating lending partners, advertisers, networks and other partners who may or may not lend or issue credit. Providing your information on this web site does not guarantee that you will be chosen by a lending partner or approved for a loan. We do not act as agents, brokers, or representatives for any of our lending partner, and we do not endorse or charge you for any service or product. All information that we collect and share about you is in accordance with our Privacy Policy which we advise you to review before submitting any information using our form.
Because each lender is different and The Borrowing Club has no control over the rates and fees each lending partner charges, we urge you to carefully review the terms associated with the offer before accepting or declining. Please remember that you are never under any obligation to accept an offer from a lending partner and you can cancel the entire process at any time at your discretion. The Borrowing Club cannot be held accountable for any charges or terms presented to you by a lending partner, and we are in no way responsible for any agreement between you and a lending partner. For details, questions or concerns regarding your short-term loan, please contact your lending partner directly. Please note that lending partner terms may vary, and lending partner may use different criteria to determine whether an applicant is eligible for a loan. Not all who submit a request for credit will be chosen by a lending partner or approved for loan. If you are not chosen by a lending partner in the participating lending partner network, your information may be offered to participating third party advertisers and generators for consideration.
Some of the lending partner in our network might perform a credit check before making their decisions using the three major reporting bureaus like, TransUnion, Experian and Equifax, as well as other alternate sources of consumer information. In the end, your credit rating may be impacted by a particular lending partners actions. If you do not pay back your loan by the specified due date, your lending partner may choose to report this delinquency to one or more of the major credit bureaus, which could negatively affect your rating.
Any of the information that you read on this website may be changed at any time without any prior notice. We can not guarantee that your submitted information will be provided to a lending partner or that a lending partner will approve you for a loan. Not all lending partner can provide up to $100,000. The loans that may be offered by a lending partner are expensive forms of credit and are intended to provide you with short-term financing to solve immediate financial needs and should not be considered a long-term solution. If you are having serious financial issues, it is often best to consult with a professional credit counselor.
Due to state regulations, this service is not available in all states including Arizona, New York, Georgia, Connecticut, Maryland, Massachusetts, Pennsylvania, Vermont and West Virginia. For consumers in all other states, you are urged to visit the Rates & Fees section of this website to learn about the laws as they apply to loans where you live.
Advertising Disclosures
The Borrowing Club does not charge you any fees to submit a loan request, be connected with a lender, or to receive loan offers or quotes. If you receive a quote or a loan offer, the lender with which you
may be connected is available to review its terms with you at no cost. It’s possible that the lender may require a fee to process your formal loan application and/or credit report, but until you agree to pay the lender any
fee(s) or sign any loan agreements, you may shop with The Borrowing Club at no cost.
The offers that you might receive are from companies from which The Borrowing Club receives compensation. This compensation may impact what offers you receive and how/where products appear on this site (including,
for example, the order in which they appear). The Borrowing Club does not include all lenders available in the marketplace. If you are presented with an offer, carefully review the details before signing.
The offers that appear are from companies which The Borrowing Club and its partners receive compensation. This compensation may influence the selection, appearance, and order of appearance of the offers listed
below. However, this compensation also facilitates the provision by The Borrowing Club of certain services to you at no charge. The offers shown below do not include all financial services companies or all of their available product and service offerings.
Example Of Offer
If you borrow $5,000 on a 3 year repayment term and at a 10% APR, the monthly repayment will be $161.34. Total repayment will be $5,808.24. Total interest paid will be $808.24.
Income Disclosure
Your yearly income before taxes, Alimony, child support, or separate maintenance is optional. Increase any non-taxable income by 25%.